Med Clinic Relationships
Board certified occupational providers are rare to begin with, and unless they specialize in occupational medicine, most doctors have no idea of the financial and emotional impact of workplace injuries on employees, let alone the resulting financial impact for employers. This gap results in needless time off given to employees, especially for minor injuries, and increased premiums for employers. Physician education bridges the gap and ensures employees receive the best possible care for their injuries.
The most important topics many doctors have never head of include disability syndrome, or creating the expectation of time off for future injuries, regardless of the severity; the 70% rule as it applies to medical-only claims; the impact of a high mod, and how improper injury management contributes; and perhaps most surprisingly, the long-term detrimental impact to the injured employee. Physician education can completely change how a medical facility looks at work comp claims – in one case, the HR department of a large hospital system was having a difficult time getting employees back to work because some of their own physicians were automatically giving 2 weeks off, regardless of the injury. Following a brief training session with the doctors, one of the doctors (notorious for giving the most time off) commented “no one has ever told me this before.” As a result of the training session, their entire attitude toward employee injury management as changed, and the experience mod has dropped 81 points over the past six years.
Changing the attitude of local providers can have a positive impact on all employers in that area. Employees get the care they need to stay productive and take care of their families. Employers lower experience mods and become more competitive, and in some cases, especially in the construction industry, improve chances of getting work.