Creeping Work Comp Claims - Identify and Manage Them Part One

Written by on 8/9/2017 2:53 AM in , , . It has 2 Comments.

How do seemingly ‘average’ work comp claims balloon into long-term medical treatment and disability cases? Dubbed ‘creeping catastrophic’ or ‘developmental’ claims, these aren’t serious injuries, brain/spinal cord issues or death claims. These claims start out as run-of-the-mill issues: Back, knee or shoulder injuries… Which following a series of events, accumulate to the tune of hundreds-of-thousands of work comp dollars.

How to Spot Creeping Claims
Developmental work comp claims share common characteristics, with timely attention the key factor in thwarting their
adverse effects. Common factors include:

Unnecessary Disability
There's a strong correlation between claim duration and the chance of
returning to work. Are you keeping up with injured workers? Those disabled longer than 6 months have a 50/50 chance of returning. Those out longer than a year – less than 10%

Inappropriate Treatment
Incorrect diagnosis and inappropriate treatments prolong recovery and skyrocket costs. A number of factors drive this issue: Misdiagnosis, financial incentives to over-treatment, higher reimbursement rates compared to Medicare/group health, lack of deductibles for care, and the quest for settlements.

Psycho-Social Issues
While you cannot control the motivation of injured workers, you can look for these red flags for difficult cases:

  • Disabled spouse

  • Young children in the home

  • Drug/alcohol dependence

  • High school education (or less)

  • Low wages

  • Discipline problems

  • Psychosocial issues (depression)

  • Co-morbidities
    Claims with co-morbidities - obesity, hypertension, diabetes – cost twice those of comparable claims.

  • Opioids
    Studies show disability duration of those on opioids 50% higher than comparable claims.

Now you know how to ferret out creeping work comp claims, learn how to manage them. Stay-tuned for more from your friends at Minnesota Comp Advisor in part two of this series.

Comments

Got something to say? Join the discussion »
  1. Yeezy 500's avatar Yeezy 500
    yeezy v 2の販売,환상 판매,La vendita Yeezy V2,Yeezy V2 de vente,En el mercado yeezy V2.
    http://www.yeezy500.org/ Yeezysupply
    http://www.yeezy500.org/ Yeezys For Sale
    http://www.yeezy500.org/ Yeezys Boost 350 V2
    http://www.yeezy500.org/ Yeezys Boost 350
    http://www.yeezy500.org/ Yeezy Cream
    http://www.yeezy500.org/ Yeezy Boost
    http://www.yeezy500.org/ Yeezy 750 Boost
    http://www.yeezy500.org/ Yeezy 750
    http://www.yeezy500.org/ Yeezy 700
    http://www.yeezy500.org/ Yeezy 500
    http://www.yeezy500.org/ Yeezy 350 V2
    http://www.yeezy500.org/ Yeezy 350 Boost V2
    http://www.yeezy500.org/ Yeezy 350 Boost
    http://www.yeezy500.org/ Yeezy 350
    http://www.yeezy500.org/ Yeezy 2018
    http://www.yeezy500.org/ Yeezy
    http://www.yeezy500.org/ White Yeezys
    http://www.yeezy500.org/ White Yeezy
    http://www.yeezy500.org/ Where To Buy Yeezys
    http://www.yeezy500.org/ Ultra Boost Adidas
    http://www.yeezy500.org/ Ultra Boost 4.0
    http://www.yeezy500.org/ Ultra Boost
    http://www.yeezy500.org/ Supreme Yeezy
    http://www.yeezy500.org/ Real Yeezys
    http://www.yeezy500.org/ Cheap Yeezy
    http://www.yeezy500.org/ Adidas Yeezys
    http://www.yeezy500.org/ Adidas Yeezy V2
    http://www.yeezy500.org/ Adidas Yeezy Shoes
    http://www.yeezy500.org/ Adidas Yeezy Boost 350 V2 Zebra
    http://www.yeezy500.org/ Adidas Yeezy Boost 350 V2
    http://www.yeezy500.org/ Adidas Yeezy Boost 350
    http://www.yeezy500.org/ Adidas Yeezy Boost
    http://www.yeezy500.org/ Adidas Yeezy Blue Tint
    http://www.yeezy500.org/ Adidas Yeezy 350
    http://www.yeezy500.org/ Adidas Yeezy
    http://www.yeezy500.org/ Adidas V2
    http://www.yeezy500.org/ Adidas Us
    http://www.yeezy500.org/ Adidas UltraBoost
    http://www.yeezy500.org/ Adidas Ultra Boost Men
    http://www.yeezy500.org/ Adidas Ultra Boost
    http://www.yeezy500.org/ Adidas 500
    http://www.yeezyv2sales.org/ Adidas Yeezys
    http://www.yeezyv2sales.org/ Adidas Yeezy V2
    http://www.yeezyv2sales.org/ Adidas Yeezy
    http://www.yeezyv2sales.org/ Adidas V2
    http://www.yeezyv2sales.org/ Adidas UltraBoost
    http://www.yeezyv2sales.org/ Adidas Ultra Boost Men
    http://www.yeezyv2sales.org/ Adidas Ultra Boost
    http://www.yeezyv2.top/ Yeezy V2 Boost
    http://www.yeezyv2.top/ Yeezy V2
    http://www.yeezyv2.top/ Yeezy Boost V2
    http://www.yeezyv2.top/ Yeezy 350 V2
    http://www.yeezyv2.top/ Yeezy 350 Boost V2
    http://www.yeezyv2.top/ New Yeezy V2
    http://www.yeezyv2.top/ Adidas Yeezy V2
    http://www.yeezyv2.top/ Adidas V2
    http://www.yeezysv2.co.uk/ Yeezy V2 Boost
    http://www.yeezysv2.co.uk/ Yeezy V2
    http://www.yeezysv2.co.uk/ Yeezy For Sale
    http://www.yeezysv2.co.uk/ Yeezy Cream
    http://www.yeezysv2.co.uk/ Yeezy Boost V2
    http://www.yeezysv2.co.uk/ Yeezy Boost 750
    http://www.yeezysv2.co.uk/ Yeezy Boost 700
    http://www.yeezysv2.co.uk/ Yeezy Blue Tint
    http://www.yeezysv2.co.uk/ Yeezy Blue
    http://www.yeezysv2.co.uk/ Yeezy Beluga 2.0
    http://www.yeezysv2.co.uk/ Yeezy Beluga
    http://www.yeezysv2.co.uk/ Yeezy Adidas
    http://www.yeezysv2.co.uk/ Yeezy 2018
    http://www.yeezysv2.co.uk/ Yeezy
    http://www.yeezysv2.co.uk/ White Yeezys
    http://www.yeezysv2.co.uk/ White Yeezy
    http://www.yeezysv2.co.uk/ Where To Buy Yeezys
    http://www.yeezysv2.co.uk/ Ultra Boost Adidas
    http://www.yeezysv2.co.uk/ Ultra Boost 4.0
    http://www.yeezysv2.co.uk/ Ultra Boost
    http://www.yeezysv2.co.uk/ Supreme Yeezy
    http://www.yeezyshoes.top/ Zebra Yeezys
    http://www.yeezyshoes.top/ Zebra Yeezy
    http://www.yeezyshoes.top/ Yellow Yeezy
    http://www.yeezyshoes.top/ Yeezys Boost 350 V2
    http://www.yeezyshoes.top/ Yeezys Boost 350
    http://www.yeezyshoes.top/ Yeezys Adidas
    http://www.yeezyshoes.top/ Yeezys
    http://www.yeezyshoes.top/ Yeezy'S
    http://www.yeezyshoes.top/ Yeezys
    http://www.yeezyshoes.top/ Yeezy Zebra
    http://www.yeezyshoes.top/ Yeezy Yellow
    http://www.yeezyboost350v2outlet.com/ Yeezys Boost 350 V2
    http://www.yeezyboost350v2outlet.com/ Yeezys Boost 350
    http://www.yeezyboost350v2outlet.com/ Yeezy V2 Boost
    http://www.yeezyboost350v2outlet.com/ Yeezy V2
    http://www.yeezyboost350v2outlet.com/ Yeezy Boost V2
    http://www.yeezyboost350v2outlet.com/ Yeezy Boost 750
    http://www.yeezyboost350v2outlet.com/ Yeezy Boost 700
    http://www.yeezyboost350v2outlet.com/ Yeezy Boost 350 V2
    http://www.yeezyboost350v2outlet.com/ Yeezy Boost 350
    http://www.yeezyboost350v2outlet.com/ Yeezy Boost
    http://www.newyeezyv2.org/ Yeezy Beluga
    http://www.newyeezyv2.org/ Supreme Yeezy
    http://www.newyeezyv2.org/ New Yeezy V2
    http://www.newyeezyv2.org/ Adidas Yeezys
    http://www.newyeezyv2.org/ Adidas Yeezy V2
    http://www.newyeezyv2.org/ Adidas Yeezy 350
    http://www.newyeezyv2.org/ Adidas Yeezy
    http://www.newyeezyv2.org/ Adidas V2
    http://www.newyeezyv2.com/ New Yeezys
    http://www.newyeezyv2.com/ New Yeezy V2
    http://www.newyeezyv2.com/ New Yeezy
    http://www.newyeezyv2.com/ Cheap Yeezy
    http://www.newyeezyv2.com/ Blue Tint Yeezy
    http://www.newyeezyv2.com/ Black Yeezys
    http://www.newyeezyv2.com/ Black Yeezy
    http://www.newyeezyv2.com/ Beluga Yeezy
    http://www.ukmonclercoat.co.uk/ Uk Moncler Coat
    http://www.ukmonclercoat.co.uk/ Uk Moncler
    http://www.monclerukonline.co.uk/ Moncler Uk Online
    http://www.monclerukonline.co.uk/ Moncler Uk
    http://www.moncler-ukoutlet.co.uk/ Moncler Uk Outlet
    http://www.moncler-ukoutlet.co.uk/ Moncler Uk
    http://www.monclerjacketoutlets.co.uk/ Moncler Jacket Outlets
    http://www.monclerjacketoutlets.co.uk/ Moncler Jacket
    http://www.monclerukjackets.co.uk/ Moncler Uk Jackets
    http://www.monclerukjackets.co.uk/ Moncler Jackets
    http://www.canadagooseuk.org/ Goose Down Jackets
    http://www.canadagooseuk.org/ Canada Goose Uk
    http://www.usnfljerseys.us/ Nfl Jerseys
    http://www.usnfljerseys.us/ Nfl Jersey Cheap
    http://www.usnfljerseys.us/ Nfl Jersey
    http://www.usnfljerseys.org/ Nfl Jersey Cheap
    http://www.usnfljerseys.org/ Nfl Jersey
    http://www.usnfljerseys.org/ Nfl Cheap Jerseys
    http://www.uscheapnfljersey.com/ Cheap Nfl Jerseys
    http://www.uscheapnfljersey.com/ Cheap Nfl Jersey
    http://www.nfljerseyscheapsales.com/ Nhl Jerseys 2018
    http://www.nfljerseyscheapsales.com/ Nfl Jerseys For Sale
    http://www.nfljerseyscheapsales.com/ Nfl Jerseys Cheap
    http://www.cheapnba.top/ Nba Jerseys Cheap
    http://www.cheapnba.top/ Nba Jerseys 2018
    http://www.cheapnba.top/ Nba Jerseys
    http://www.uscheapjerseys.us.com/ Cheap Jerseys
    http://www.uscheapjerseys.us.com/ Cheap Jersey 2018 Us
    http://www.uscheapjerseys.us.com/ Cheap China Jerseys
    http://www.air-max2018.com/ Air Max 2018
    http://www.air-max2018.com/ 2018 Nike Air Max
    http://www.air-max2018.com/ 2018 Air Max
    http://www.nikeairvapormax.top/ Nike Vapormax
    http://www.nikeairvapormax.top/ Nike Air Vapor Max
    http://www.vapor-max.com/ Vapormax
    http://www.vapor-max.com/ Vapor Max Nike
    http://www.vapor-max.com/ Vapor Max
    http://www.vapormax2018.org Vapormax 2018
    http://www.vapormax2018.org Vapormax
    http://www.vapormax2018.org Vapor Max Nike
    http://www.vapormax2018.org Vapor Max
    http://russia2018jersers.com/ 2018
    http://russia2018jersers.com/ Worldcup 2018
    http://russia2018jersers.com/ World Cup Soccer 2018
    http://russia2018jersers.com/ World Cup Russia 2018
    http://www.footballjerseycheap.com/ World Cup Russia
    http://www.footballjerseycheap.com/ World Cup Football 2018
    http://www.footballjerseycheap.com/ World Cup Football
    http://www.footballjerseycheap.com/ World Cup 2018
    http://www.warriors-gs.com/ Warriors Jersey
    http://www.warriors-gs.com/ Nba Warriors
    http://www.warriors-gs.com/ Golden State Warriors
    http://www.michael-kors-bags.us/ Michael Kors Factory Sale
    http://www.michael-kors-bags.us/ Michael Kors bags
    http://www.michael-kors-bags.us/ Michael Kors
    http://www.jordan-air.us/ Jordan Air
    http://www.jordan-air.us/ Cheap Jordan Shoes
    http://www.jordan-air.us/ Air Jordan Shoes
    http://www.jordan-air.us/ Air Jordan
    http://www.asics.us.com/ Asics Shoes
    http://www.asics.us.com/ Asics
    http://www.clearancefitflop.com/ Cheap Fitflop
    http://www.clearancefitflop.com/ Fitflop Clearance
    http://www.clearancefitflop.com/ Fitflop Sale Clearance
    http://www.clearancefitflop.com/ Discount Fitflop
    http://www.clearancefitflop.com/ Fitflop Outlet
    http://www.clearancefitflop.com/ Fitflop Clearance Outlet
    http://www.clearancefitflop.com/ Clearance Fitflop
    http://www.pandorajewellerywholesale.co.uk/ Cheap Pandora Charms
    http://www.pandorajewellerywholesale.co.uk/ Pandora Charms Sale Clearance
    http://www.pandorajewellerywholesale.co.uk/ Pandora Charms
    http://www.pandorajewellerywholesale.co.uk/ Wholesale Pandora Jewellery
    http://www.pandorajewellerywholesale.co.uk/ Pandora Wholesale
    http://www.pandorajewellerywholesale.co.uk/ Pandora Jewellery Wholesale
    http://www.pandorajewellerywholesale.co.uk/ Pandora Jewelry
    http://www.pandorajewellerywholesale.co.uk/ Pandora Outlet
    http://www.pandorajewellerywholesale.co.uk/ Pandora Charms Outlet
    http://www.pandorajewellerywholesale.co.uk/ Pandora Rings
    http://www.pandorajewellerywholesale.co.uk/ Pandora Bracelets
    Reply 6/7/2018 3:11 PM
  2. yanxia39's avatar yanxia39
    http://www.ugg--slippers.us.com/ uggs on sale
    http://www.nike--shoes.co.uk/ nike air max 90
    http://www.hermesbirkin-handbags.us.com/ Hermes Birkin Bags
    http://www.katespadebags.us.com/ kate spade outlet
    http://www.polo-ralphlauren-outlet.us.com/ polo ralph lauren outlet
    http://www.kd10-shoes.us.com/ kd shoes
    http://www.air-max-270.us.com/ nike air max 270 men
    http://www.oakley--sunglassess.us.com/ cheap oakley sunglasses
    http://www.katespade--outlet.us.com/ kate spade bags
    http://www.new--balance.us.com/ new balance 574
    http://www.ralphlaurenspoloshirts.us.com/ polo ralph lauren
    http://www.balenciaga--shoes.us.com/ balenciaga
    http://www.burberry-bags.us.com/ burberry wallet
    http://www.lacosteshirts.us.com/ lacoste sale
    http://www.huaraches.us.com/ nike air huarache
    http://www.polo-ralph-lauren.org.uk/ ralph lauren outlet
    http://www.pandoras-uk.co.uk/ pandora bracelet
    http://www.northfacejacketoutlets.us.com/ north face coats
    http://www.adidasnmds.co.uk/ adidas nmd
    http://www.adidas-ultraboost.us.com/ adidas ultra uncaged
    http://www.birkenstocksandalssale.us.com/ birkenstock shoes
    http://www.longchampbag.us.com/ longchamp bag
    http://www.montblancs.us.com/ mont blanc
    http://www.jordan11.co.uk/ jordan shoes
    http://www.valentino--shoes.us.com/ valentino sandals
    http://www.fitflop--sandals.us.com/ fitflop sandals
    http://www.mcm--bags.us.com/ mcm bags
    http://www.nikeairmax-95.us.com/ nike air max 95 mens
    http://www.nikeairvapormaxflyknit.us.com/ nike air max 90
    http://www.balenciagas-sneakers.us.com/ balenciaga trainers
    http://www.mcms.us.com/ mcm handbags
    http://www.uggs-forwomen.us.com/ ugg slippers
    http://www.stephen-curry-shoes.us.com/ stephen curry
    http://www.swarovskisjewelry.us.com/ swarovski
    http://www.pandoras-jewelrys.us.com/ pandora rings
    http://www.pandora--jewelrys.us.com/ pandora rings
    http://www.chromeheartsjewelrys.us.com/ chrome hearts jewelry
    http://www.northface-jacket.us.com/ north face outlet
    http://www.ed-hardys.us.com/ ed hardy jeans
    http://www.prada--bags.us.com/ prada purse
    http://www.jordan11spacejams.us.com/ jordan 11
    http://www.uggsformen.us.com/ uggs for men
    http://www.pumarihannafenty.us.com/ rihanna puma shoes
    http://www.james-hardenshoes.us.com/ harden vol 2
    http://www.supremeshirt.us.com/ supreme jacket
    http://www.chrome--hearts.us.com/ chrome hearts sunglasses
    http://www.kyrie-4.us.com/ kyire 3
    http://www.yeezyboost350shoes.us.com/ yeezy shoes
    http://www.nikeair-max90.co.uk/ nike air max 2018
    http://www.nikeairmax270.org.uk/ nike air max 90
    http://www.prada--handbags.us.com/ prada
    http://www.nike--vapormax.us.com/ vapormax
    http://www.supreme--clothing.us.com/ supreme shoes
    http://www.ralphlauren--polo.us.com/ polo ralph lauren
    http://www.yeezyboost350v2.co.uk/ yeezy boost 350
    http://www.adidas-yeezyboost350.us.com/ adidas yeezy
    http://www.asics--shoes.us.com/ asics running shoes
    http://www.moncler--jacket.us.com/ moncler jacket mens
    http://www.birkenstock--sandals.us.com/ birkenstock shoes
    http://www.adidas-superstarshoes.us.com/ adidas
    http://www.goyardbackpack.us.com/ goyard bag
    http://www.moncler-coat.us.com/ moncler jacket mens
    http://www.ray--ban.us.com/ ray ban glasses
    http://www.under-armour-shoes.us.com/ under armour
    http://www.monclerjacketmens.us.com/ moncler jacket mens
    http://www.airmax-2018.us.com/ air max 90
    http://www.nike-huaraches.us.com/ nike air huarache
    http://www.adidasnmd-womens.us.com/ adidas nmd womens
    http://www.nikeairmax-90.us.com/ nike air max
    http://www.adidasnmdrunnerr1.us.com/ yeezy boost 350
    http://www.jordan--11.us.com/ air jordan
    http://www.kevin-durant-shoes.us.com/ kd 10
    http://www.pandora-jewelrysale.us.com/ pandora charms
    http://www.barbours.org.uk/ barbour coats
    http://www.pandora-charmsjewelry.us.com/ pandora earrings
    http://www.pandorasjewelry.co.uk/ pandora uk
    http://www.adidasyeezys.org.uk/ yeezy shoes
    http://www.asicss.us.com/ asics womens running shoes
    http://www.jimmychooheels.us.com/ jimmy choo shoes
    http://www.louboutinredbottoms.us.com/ red bottoms
    http://www.mulberrys.org.uk/ mulberry handbags
    http://www.fitflops-sale.us.com/ fitflop shoes
    http://www.bvlgaris.us.com/ bvlgari handbags
    http://www.christianlouboutinredbottoms.us.com/ red bottoms
    http://www.salvatore-ferragamo.us.com/ ferragamo shoes
    http://www.pandorajewelryrings.us.com/ pandora jewelry
    http://www.fitflopsshoes.us.com/ fitflop
    http://www.nikelebron15.us.com/ lebron james shoes
    http://www.jordans11shoes.us.com/ jordan 11 retro
    http://www.air-max-97.us.com/ air max 97
    http://www.nike-airmax270.us.com/ air max
    http://www.kyrie-irving-shoes.us.com/ kyrie irving
    http://www.adidas--shoes.co.uk/ adidas shoes
    http://www.monclerjacketwomens.us.com/ moncler
    http://www.salomon--shoes.us.com/ Salomon
    http://www.salomonspeedcross3.us.com/ salomon speedcross 3
    http://www.salomon-boots.us.com/ salomon
    http://www.airmax270.co.uk/ air max 270
    http://www.truereligion--jeans.us.com/ true religion jeans men
    http://www.barbourjackets.co.uk/ barbour wax jacket
    http://www.pandora-jewelrybracelet.us.com/ pandora bracelet
    http://www.salomonshoes.co.uk/ salomon xa pro 3d
    http://www.redbottoms-louboutin.us.com/ christian louboutin
    http://www.mbts.us.com/ mbt mens shoes
    http://www.monclers.uk/ moncler jacket mens
    http://www.vapormaxs.us.com/ nike vapor max
    http://www.adidas-yeezy-shoes.us.com/ Yeezy Shoes
    http://www.celines.us.com/ celine purse
    http://www.nikeairmax97.co.uk/ nike air max
    http://www.goyardbag.us.com/ goyard tote
    http://www.burberrys.org.uk/ burberry
    http://www.airmax95.co.uk/ nike air max 95 mens
    http://www.swarovskis.us.com/ swarovski
    http://www.pandora--rings.us.com/ Pandora
    http://www.pandorajewelryscharms.us.com/ pandora jewelry official site
    http://www.oakley--glasses.us.com/ oakley glasses
    http://www.katespadepurses.us.com/ kate spade
    http://www.ray--bansunglassess.us.com/ ray ban prescription sunglasses
    http://www.ferragamoshoess.us.com/ salvatore
    http://www.michael-kors-bags.us.com/ michael kors
    http://www.airjordan11spacejam.us.com/ air jordan 11 space jam
    http://www.skechersuk.co.uk/ skechers boots
    http://www.monclerjacket.org.uk/ moncler jacket mens
    http://www.nikekdshoes.us.com/ kd 9
    http://www.air-max-95.us.com/ air max 95 black
    http://www.hermes--belt.us.com/ hermes
    http://www.pandoraearrings.us.com/ pandora rings
    http://www.yeezyboost350--v2.us.com/ adidas yeezy
    http://www.nikeair-max.co.uk/ nike air max 97
    http://www.true--religion.us.com/ true religion jeans for women
    http://www.curry4-shoes.us.com/ curry 4 shoes
    http://www.skechers--shoes.us.com/ skechers boots
    http://www.fitflop--shoes.us.com/ fitflop shoes
    http://www.uggs--boots.us.com/ uggs on sale
    http://www.lebron15-shoes.us.com/ lebron james shoes
    http://www.coach--bags.us.com/ coach purses
    http://www.rayban-glasses.us.com/ ray ban eyeglasses
    http://www.adidasoriginalsultraboost.us.com/ ultra boost uncaged
    http://www.pandorauk.us.com/ pandora
    http://www.redbottom--shoes.us.com/ red bottom shoes
    http://www.michaelkors-handbagss.us.com/ mk handbags
    http://www.coachbags-outlet.us.com/ coach handbags
    http://www.cartier-bracelet.us.com/ cartier bracelet
    http://www.adidasoriginalsnmd.us.com/ adidas nmd r1
    http://www.adidasyeezy-350.us.com/ yeezy boost 350
    http://www.ultra--boost.us.com/ adidas ultra boost
    http://www.eccoshoesoutlets.us.com/ ecco outlet
    http://www.skecherss.us.com/ skechers shoes
    http://www.chromehearts-jewelry.us.com/ chrome hearts sunglasses
    http://www.nikeairmax-97.us.com/ air max 97 gold
    http://www.airmax90shoes.us.com/ nike air max 2018
    http://www.jordanretro11-shoes.us.com/ jordan
    http://www.nike-airmax-2018.us.com/ nike air max
    http://www.rayban--glasses.us.com/ ray ban
    http://www.mulberry-handbags.us.com/ mulberry bayswater
    http://www.longchampbackpack.us.com/ longchamp handbag
    http://www.air-max-90.us.com/ nike shoes
    http://www.burberry--scarf.us.com/ burberry
    Reply 8/26/2018 8:40 AM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail