How to Get Ready for a Loss Control Visit from Your Insurance Company

Written by on 9/26/2016 3:05 AM in , , , , . It has 0 Comments.

Nervous about an upcoming loss control visit? Relax. A loss control visit can help lower your workman's comp rates by properly classifying your business, assessing risks at your job site, and identifying the best control methods for mitigating accidents and injuries.

Preparing for your visit
Your workman’s comp loss control consultant will ask you for an array of information concerning your staff, hiring and training practices, and job descriptions. Be certain to have the following prepared in advance for your visit:

  • A clear schedule to ensure smooth sailing and a full loss control survey. If you're unsure how much time is required, you can always ask your loss control consultant in advance.

  • Written policies and procedures pertinent to your company’s internal risk control efforts.

    • Hiring and disciplinary policies
    • Job descriptions
    • Drug testing policies
    • Safety programs
    • Training schedules and records
    • Quality control practices
    • Fire protection inspections
    • Fleet safety and maintenance records/programs
    • Return-to-work programs
    • OSHA 300 forms

  • Inform necessary staff, such as quality control, maintenance, and human resources personnel to be at-the-ready for questions and information requests so they can reduce delays.

More than a formality
Loss control visits are about more than just the classification of your business. They're an opportunity for your business to take advantage of the services your workman’s comp insurance agency provides. If your place of business has questions or concerns, is looking for help in problem areas, or needs a few fresh ideas on how to improve existing programs – now is your chance. Just be certain your questions are prepared in advance!

Looking for additional opportunities to lower your workman's comp rates? Minnesota Comp Advisor can help. Contact us today.

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