It's Time You Had a Personal Auto Use Policy

Written by on 10/3/2016 3:45 AM in , , , , . It has 1 Comments.

 

Do you require employees to have a personal vehicle available to complete assigned tasks? You may be creating a “required vehicle exception” according to a recent California appellate case ruling (Moradi v. Marsh USA, Inc.) - which could affect your workman's comp insurance rates…

Vicarious liability

The appellate case held an employer could be liable in the event of an employee causing a motor vehicle-related injury – even in a personal vehicle used solely for travel to-and-from work. According to the court, under the “required vehicle” exception to the “going and coming” rule, employees could be considered as acting within the scope of employment when commuting, thus “the doctrine of respondeat superior applies.”

How can you minimize liability?

• Ensure job applications, descriptions and functions don't list “driving a personal vehicle for work” as essential to the position.

Minimize employees required to maintain personal vehicles for company business.

Inform employees that personal vehicles aren't a requirement to completing job assignments.

Require written permission before the use of personal vehicles for company business.

For those using a personal vehicle on company business, require the submission of the declaration page of the employee’s personal automobile insurance each year to confirm adequate coverage. (Those requiring coverage over state minimums may be required to cover excess premiums.) 

Explicitly note the company is not responsible for any damage, fines, or moving violations incurred during company-related business.

Implement a “Personal Vehicle Use” policy outlining your business’s right to revoke any employee’s right to drive a personal vehicle on company business.

Don’t be an accident waiting to happen. Get the workman's comp insurance advice you need with the help of Minnesota Comp Advisor today.


Comments

Got something to say? Join the discussion »
  1. caijuan83's avatar caijuan83
    http://www.yeezyboost350shoes.us.com/ yeezy shoes
    http://www.salomonshoes.co.uk/ salomon shoes
    http://www.salomonspeedcross3.us.com/ salomon speedcross 4
    http://www.redbottoms-louboutin.us.com/ louboutin shoes
    http://www.mcm--bags.us.com/ mcm handbags
    http://www.true--religion.us.com/ true religion outlet
    http://www.mcms.us.com/ mcm backpack
    http://www.katespadebags.us.com/ kate spade handbags
    http://www.nike-huaraches.us.com/ huarache shoes
    http://www.hermesbirkin-handbags.us.com/ Hermes Wallets
    http://www.nikeairmax-95.us.com/ nike air max 95 mens
    http://www.bvlgaris.us.com/ bvlgari handbags
    http://www.nike-airmax-2018.us.com/ air max
    http://www.airmax90shoes.us.com/ nike air max 90
    http://www.barbours.org.uk/ barbour
    http://www.supremeshirt.us.com/ supreme clothing
    http://www.supreme--clothing.us.com/ supreme clothing
    http://www.pandora--jewelrys.us.com/ pandora charms
    http://www.nikeairvapormaxflyknit.us.com/ nike air force 1
    http://www.nike--vapormax.us.com/ nike vapor max
    http://www.airmax270.co.uk/ off white nike
    http://www.burberry--scarf.us.com/ burberry handbags
    http://www.monclerjacketwomens.us.com/ moncler
    http://www.stephen-curry-shoes.us.com/ curry shoes
    http://www.salomon-boots.us.com/ salomon shoes
    http://www.pandorajewelryrings.us.com/ pandora bracelet
    http://www.hermes--belt.us.com/ hermes belt
    http://www.michaelkors-handbagss.us.com/ michael kors purse
    http://www.skechers--shoes.us.com/ skechers
    http://www.kyrie-4.us.com/ nike kyire
    http://www.rayban--glasses.us.com/ ray ban eyeglasses
    http://www.valentino--shoes.us.com/ valentino heels
    http://www.monclerjacket.org.uk/ moncler jacket
    http://www.ugg--slippers.us.com/ uggs on sale
    http://www.jordanretro11-shoes.us.com/ jordan shoes
    http://www.ralphlauren--polo.us.com/ ralph lauren
    http://www.curry4-shoes.us.com/ curry shoes
    http://www.skecherss.us.com/ skechers uk
    http://www.nikelebron15.us.com/ nike lebron
    http://www.lacosteshirts.us.com/ lacoste shoes
    http://www.burberrys.org.uk/ burberry handbags
    http://www.cartier-bracelet.us.com/ cartier bracelet
    http://www.pandora-jewelrybracelet.us.com/ pandora bracelet
    http://www.pandorajewelryscharms.us.com/ pandora jewelry
    http://www.lebron15-shoes.us.com/ lebron 14
    http://www.goyardbag.us.com/ goyard backpack
    http://www.adidasnmd-womens.us.com/ adidas nmd
    http://www.longchampbackpack.us.com/ longchamp bag
    http://www.air-max-95.us.com/ air max 95
    http://www.pandora-charmsjewelry.us.com/ pandora bracelet
    http://www.nikeairmax97.co.uk/ air max 97
    http://www.longchampbag.us.com/ longchamp bag
    http://www.nikeairmax-97.us.com/ air max 97 gold
    http://www.monclerjacketmens.us.com/ moncler,moncler jacket
    http://www.polo-ralphlauren-outlet.us.com/ polo ralph lauren outlet
    http://www.airjordan11spacejam.us.com/ jordan shoes
    http://www.coach--bags.us.com/ coach
    http://www.louboutinredbottoms.us.com/ louboutin shoes
    http://www.pumarihannafenty.us.com/ puma fenty
    http://www.ralphlaurenspoloshirts.us.com/ ralph lauren polo shirts
    http://www.adidas-ultraboost.us.com/ ultra boost
    http://www.ferragamoshoess.us.com/ salvatore ferragamo
    http://www.kevin-durant-shoes.us.com/ kd 11
    http://www.goyardbackpack.us.com/ goyard
    http://www.under-armour-shoes.us.com/ under armour shoes
    http://www.oakley--glasses.us.com/ oakley
    http://www.kd10-shoes.us.com/ kd shoes
    http://www.ray--ban.us.com/ ray ban
    http://www.uggsformen.us.com/ ugg,ugg slippers
    http://www.redbottom--shoes.us.com/ christian louboutin
    http://www.james-hardenshoes.us.com/ james harden
    http://www.kyrie-irving-shoes.us.com/ kyrie
    http://www.vapormaxs.us.com/ nike air vapormax
    http://www.huaraches.us.com/ huaraches
    http://www.chrome--hearts.us.com/ chrome hearts necklace
    http://www.pandorasjewelry.co.uk/ pandora
    http://www.pandoraearrings.us.com/ pandora
    http://www.balenciagas-sneakers.us.com/ balenciaga trainers
    http://www.northfacejacketoutlets.us.com/ north face vest
    http://www.fitflop--shoes.us.com/ fitflop sandals
    http://www.montblancs.us.com/ mont blanc outlet
    http://www.fitflops-sale.us.com/ fitflop sale
    http://www.chromeheartsjewelrys.us.com/ chrome hearts
    http://www.jimmychooheels.us.com/ jimmy choo heels
    http://www.birkenstocksandalssale.us.com/ birkenstock
    http://www.nikekdshoes.us.com/ kd 10
    http://www.airmax-2018.us.com/ nike air max 2018
    http://www.nikeairmax270.org.uk/ air max 270
    http://www.burberry-bags.us.com/ burberry wallet
    http://www.asics--shoes.us.com/ asics running shoes
    http://www.mulberrys.org.uk/ mulberry sale
    http://www.pandoras-uk.co.uk/ pandora bracelet
    http://www.uggs-forwomen.us.com/ ugg
    http://www.polo-ralph-lauren.org.uk/ ralph lauren outlet
    http://www.birkenstock--sandals.us.com/ birkenstock shoes
    http://www.airmax95.co.uk/ nike air max 95 mens
    http://www.adidas-superstarshoes.us.com/ adidas originals superstar
    http://www.adidasoriginalsultraboost.us.com/ adidas ultra boost uncaged
    http://www.celines.us.com/ celine,celine bag
    http://www.adidasnmds.co.uk/ adidas nmd womens
    http://www.ultra--boost.us.com/ ultra boost
    http://www.asicss.us.com/ asics womens running shoes
    http://www.skechersuk.co.uk/ skechers boots
    http://www.nikeair-max.co.uk/ nike air max 95
    http://www.truereligion--jeans.us.com/ true religion hoodie
    http://www.balenciaga--shoes.us.com/ balenciaga sneakers
    http://www.coachbags-outlet.us.com/ coach wallet
    http://www.mbts.us.com/ mbt mens shoes
    http://www.katespade--outlet.us.com/ kate spade outlet
    http://www.barbourjackets.co.uk/ barbour outlet
    http://www.pandora--rings.us.com/ Pandora Jewelry
    http://www.adidasnmdrunnerr1.us.com/ didas ultra boost
    http://www.ed-hardys.us.com/ ed hardy clothing
    http://www.salvatore-ferragamo.us.com/ salvatore
    http://www.air-max-270.us.com/ nike air max 270
    http://www.moncler--jacket.us.com/ moncler jacket womens
    http://www.yeezyboost350v2.co.uk/ yeezy
    http://www.air-max-90.us.com/ air max 90
    http://www.pandoras-jewelrys.us.com/ pandora
    http://www.yeezyboost350--v2.us.com/ yeezy
    http://www.nikeair-max90.co.uk/ nike vapormax
    http://www.michael-kors-bags.us.com/ michael kors handbags
    http://www.fitflop--sandals.us.com/ fitflop sandals
    http://www.jordans11shoes.us.com/ jordan 11 retro
    http://www.nikeairmax-90.us.com/ nike air max 90
    http://www.eccoshoesoutlets.us.com/ ecco shoes
    http://www.adidas-yeezyboost350.us.com/ yeezy boost 350
    http://www.prada--bags.us.com/ prada
    http://www.nike--shoes.co.uk/ nike air max 97
    http://www.christianlouboutinredbottoms.us.com/ christian louboutin
    http://www.pandorauk.us.com/ pandora bracelet
    http://www.nike-airmax270.us.com/ nike air max 270
    http://www.adidas--shoes.co.uk/ adidas outlet
    http://www.adidasyeezys.org.uk/ yeezy
    http://www.jordan11spacejams.us.com/ jordan shoes
    http://www.salomon--shoes.us.com/ Salomon xa pro 3d
    http://www.adidasoriginalsnmd.us.com/ adidas nmd r1
    http://www.fitflopsshoes.us.com/ fitflop sale
    http://www.chromehearts-jewelry.us.com/ chrome hearts clothing
    http://www.northface-jacket.us.com/ north face coats
    http://www.jordan11.co.uk/ jordan 11 space jam
    http://www.prada--handbags.us.com/ prada purse
    http://www.moncler-coat.us.com/ moncler jacket mens
    http://www.adidas-yeezy-shoes.us.com/ Adidas Yeezy
    http://www.ray--bansunglassess.us.com/ ray ban glasses
    http://www.jordan--11.us.com/ jordan 11
    http://www.uggs--boots.us.com/ uggs for women
    http://www.oakley--sunglassess.us.com/ oakley eyeglasses
    http://www.katespadepurses.us.com/ kate spade outlet
    http://www.rayban-glasses.us.com/ ray ban
    http://www.monclers.uk/ moncler sale
    http://www.adidasyeezy-350.us.com/ yeezy boost 350
    http://www.new--balance.us.com/ new balance golf shoes
    http://www.pandora-jewelrysale.us.com/ pandora bracelet
    http://www.mulberry-handbags.us.com/ mulberry bag
    http://www.air-max-97.us.com/ air max 97
    http://www.swarovskis.us.com/ swarovski bracelet
    http://www.swarovskisjewelry.us.com/ swarovski bracelet
    Reply 7/31/2018 3:25 AM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail