Questions to Ask Before You Choose Your Interstate Workman's Comp Insurance Provider

Written by on 11/14/2016 3:00 AM in , . It has 1 Comments.


Purchasing workman's comp insurance can be complicated and confusing, and with each state holding its own laws and rules, choosing a plan can be twice as daunting to those operating in multiple regions.

How can you be certain your multi-state company is properly insured?
When getting a workman's comp insurance quote, consider these essential questions:

1. Does your company offer coverage in all our states of business?
Be certain to include both actual and anticipated states of operation within the coming year. If your new policy does not cover ALL states, you’ll have to purchase a new policy for those overlooked.

2. How are out-of-state employees handled?
States vary in how long employees can operate out-of-state before state-specific coverage is required. Some require it upon start date, others allow a 5-30 day leeway. In any case employees must be covered through their home state.

3. Am I eligible for interstate rating?
Interstate rating allows the use of an experience modification factor for multiple states. The National Council on Compensation Insurance uses this rating for employers with previous experience and payroll in more than one state. With this, premiums for multi-state exposure can be calculated using loss experience history and the amount of time you’ve had employees in other states.

Dealing with monopolistic states
In Ohio, Washington, Wyoming, and North Dakota, where the state government sells workman’s comp insurance, you can contact the state directly for coverage. For those with limited employees and payroll who meet state-specific time frames and financial requirements, self-insurance may be an option.

Interstate workman's comp insurance woes? Minnesota Comp Advisor can help you clear up confusion. Contact us today.

Comments

Got something to say? Join the discussion »
  1. caijuan83's avatar caijuan83
    http://www.salomonspeedcross3.us.com/ salomon speedcross 4
    http://www.ultra--boost.us.com/ adidas originals ultra boost
    http://www.barbours.org.uk/ barbour
    http://www.salomon--shoes.us.com/ Salomon xa pro 3d
    http://www.lebron15-shoes.us.com/ lebron 15
    http://www.adidasnmdrunnerr1.us.com/ didas ultra boost
    http://www.nikekdshoes.us.com/ kd 10
    http://www.monclers.uk/ moncler coat
    http://www.jordan11.co.uk/ jordan retro 11
    http://www.fitflop--shoes.us.com/ fitflop
    http://www.airmax270.co.uk/ nike air max 270
    http://www.supremeshirt.us.com/ supreme shoes
    http://www.birkenstock--sandals.us.com/ birkenstock sandals
    http://www.jordanretro11-shoes.us.com/ jordan retro 11
    http://www.christianlouboutinredbottoms.us.com/ christian louboutin
    http://www.michaelkors-handbagss.us.com/ michael kors purse
    http://www.chromehearts-jewelry.us.com/ chrome hearts bracelet
    http://www.ray--ban.us.com/ ray ban eyeglasses
    http://www.skecherss.us.com/ skechers
    http://www.pandora--jewelrys.us.com/ pandora
    http://www.adidas-superstarshoes.us.com/ adidas originals superstar
    http://www.moncler--jacket.us.com/ moncler
    http://www.air-max-97.us.com/ air max 97 womens
    http://www.monclerjacketmens.us.com/ moncler,moncler jacket
    http://www.polo-ralphlauren-outlet.us.com/ polo
    http://www.skechersuk.co.uk/ skechers shoes
    http://www.hermesbirkin-handbags.us.com/ Hermes Handbags
    http://www.uggsformen.us.com/ ugg,ugg slippers
    http://www.airmax-2018.us.com/ air max
    http://www.swarovskis.us.com/ swarovski
    http://www.pandorauk.us.com/ pandora uk
    http://www.balenciagas-sneakers.us.com/ balenciaga bags
    http://www.goyardbackpack.us.com/ goyard backpack
    http://www.nikeairmax-97.us.com/ air max 97 gold
    http://www.james-hardenshoes.us.com/ james harden
    http://www.nike-airmax-2018.us.com/ air max
    http://www.balenciaga--shoes.us.com/ balenciaga bag
    http://www.supreme--clothing.us.com/ supreme shirt
    http://www.adidasyeezys.org.uk/ yeezy boost 350 v2
    http://www.jordan11spacejams.us.com/ jordan space jams
    http://www.michael-kors-bags.us.com/ mk handbags
    http://www.yeezyboost350--v2.us.com/ yeezy boost 350
    http://www.airjordan11spacejam.us.com/ air jordan
    http://www.true--religion.us.com/ true religion jeans men
    http://www.louboutinredbottoms.us.com/ christian louboutin
    http://www.fitflops-sale.us.com/ fitflops clearance
    http://www.pandora-jewelrybracelet.us.com/ pandora jewelry
    http://www.pandora--rings.us.com/ Pandora Bracelet
    http://www.nike-huaraches.us.com/ huaraches
    http://www.katespade--outlet.us.com/ kate spade handbags
    http://www.huaraches.us.com/ nike huarache
    http://www.pandorajewelryscharms.us.com/ pandora jewelry official site
    http://www.pandoraearrings.us.com/ pandora
    http://www.asicss.us.com/ asics womens running shoes
    http://www.rayban-glasses.us.com/ ray ban glasses
    http://www.pumarihannafenty.us.com/ puma shoes
    http://www.under-armour-shoes.us.com/ under armour jackets
    http://www.birkenstocksandalssale.us.com/ birkenstock sale
    http://www.katespadepurses.us.com/ kate spade bags
    http://www.polo-ralph-lauren.org.uk/ ralph lauren shirts
    http://www.uggs-forwomen.us.com/ ugg slippers
    http://www.cartier-bracelet.us.com/ cartier bracelet
    http://www.pandorajewelryrings.us.com/ pandora necklace
    http://www.nike--shoes.co.uk/ nike air max
    http://www.yeezyboost350v2.co.uk/ yeezy boost 350 v2
    http://www.katespadebags.us.com/ kate spade handbags
    http://www.adidasnmds.co.uk/ adidas nmd
    http://www.vapormaxs.us.com/ air vapormax
    http://www.pandoras-jewelrys.us.com/ pandora jewelry
    http://www.fitflop--sandals.us.com/ fitflop sandals
    http://www.nikelebron15.us.com/ lebron 15
    http://www.new--balance.us.com/ new balance
    http://www.air-max-95.us.com/ air max 95
    http://www.pandora-charmsjewelry.us.com/ pandora jewelry
    http://www.prada--handbags.us.com/ prada handbags
    http://www.salvatore-ferragamo.us.com/ salvatore ferragamo shoes
    http://www.mcm--bags.us.com/ mcm handbags
    http://www.pandorasjewelry.co.uk/ pandora charms
    http://www.kevin-durant-shoes.us.com/ kd 10
    http://www.oakley--sunglassess.us.com/ oakley
    http://www.asics--shoes.us.com/ asics
    http://www.burberry--scarf.us.com/ burberry bags
    http://www.bvlgaris.us.com/ bulgari jewelry
    http://www.adidasoriginalsnmd.us.com/ nmd
    http://www.nikeairmax97.co.uk/ nike air max 97
    http://www.adidas--shoes.co.uk/ adidas
    http://www.northface-jacket.us.com/ north face
    http://www.fitflopsshoes.us.com/ fitflops clearance
    http://www.mbts.us.com/ mbt womens shoes
    http://www.ralphlaurenspoloshirts.us.com/ polo ralph lauren
    http://www.longchampbackpack.us.com/ longchamp handbag
    http://www.adidasoriginalsultraboost.us.com/ ultra boost uncaged
    http://www.mcms.us.com/ mcm
    http://www.nike--vapormax.us.com/ air vapormax
    http://www.stephen-curry-shoes.us.com/ stephen curry
    http://www.burberrys.org.uk/ burberry handbags
    http://www.pandoras-uk.co.uk/ pandora charms
    http://www.longchampbag.us.com/ longchamp
    http://www.hermes--belt.us.com/ hermes
    http://www.jimmychooheels.us.com/ jimmy choo shoes
    http://www.pandora-jewelrysale.us.com/ pandora charms
    http://www.kyrie-irving-shoes.us.com/ kyrie irving
    http://www.prada--bags.us.com/ prada
    http://www.redbottom--shoes.us.com/ red bottom shoes
    http://www.curry4-shoes.us.com/ curry shoes
    http://www.burberry-bags.us.com/ burberry wallet
    http://www.barbourjackets.co.uk/ barbour coats
    http://www.ray--bansunglassess.us.com/ ray ban prescription sunglasses
    http://www.air-max-90.us.com/ nike air max 90
    http://www.salomon-boots.us.com/ salomon boots
    http://www.lacosteshirts.us.com/ lacoste sale
    http://www.ed-hardys.us.com/ ed hardy shirt
    http://www.swarovskisjewelry.us.com/ swarovski necklace
    http://www.kyrie-4.us.com/ kyire 4
    http://www.celines.us.com/ celine handbags
    http://www.rayban--glasses.us.com/ ray ban glasses
    http://www.ugg--slippers.us.com/ uggs for women
    http://www.chromeheartsjewelrys.us.com/ chrome hearts t shirt
    http://www.oakley--glasses.us.com/ oakley eyeglasses
    http://www.adidasyeezy-350.us.com/ yeezy shoes
    http://www.truereligion--jeans.us.com/ true religion
    http://www.coach--bags.us.com/ coach outlet
    http://www.kd10-shoes.us.com/ kd 10
    http://www.northfacejacketoutlets.us.com/ north face
    http://www.jordans11shoes.us.com/ jordan 11 retro
    http://www.chrome--hearts.us.com/ chrome hearts ring
    http://www.nikeair-max.co.uk/ nike air max 270
    http://www.adidas-yeezyboost350.us.com/ yeezy
    http://www.airmax95.co.uk/ nike air max 90
    http://www.valentino--shoes.us.com/ valentino
    http://www.montblancs.us.com/ mont blanc sale
    http://www.nikeair-max90.co.uk/ air max 90
    http://www.adidas-ultraboost.us.com/ adidas ultra boost
    http://www.nikeairmax-90.us.com/ nike air max 90
    http://www.nikeairmax-95.us.com/ air max 95
    http://www.jordan--11.us.com/ jordan shoes
    http://www.airmax90shoes.us.com/ nike air max
    http://www.salomonshoes.co.uk/ salomon shoes
    http://www.yeezyboost350shoes.us.com/ yeezy
    http://www.goyardbag.us.com/ goyard wallet
    http://www.nike-airmax270.us.com/ air max
    http://www.adidasnmd-womens.us.com/ adidas nmd
    http://www.monclerjacket.org.uk/ moncler coat
    http://www.uggs--boots.us.com/ ugg boots
    http://www.monclerjacketwomens.us.com/ moncler
    http://www.eccoshoesoutlets.us.com/ ecco mens shoes
    http://www.mulberry-handbags.us.com/ mulberry bayswater
    http://www.mulberrys.org.uk/ mulberry purse
    http://www.redbottoms-louboutin.us.com/ red bottoms
    http://www.nikeairvapormaxflyknit.us.com/ vapormax
    http://www.skechers--shoes.us.com/ skechers boots
    http://www.nikeairmax270.org.uk/ nike air max 90
    http://www.ferragamoshoess.us.com/ ferragamo
    http://www.air-max-270.us.com/ nike air max 270 women
    http://www.coachbags-outlet.us.com/ coach
    http://www.adidas-yeezy-shoes.us.com/ Yeezy Boost 350
    http://www.ralphlauren--polo.us.com/ polo ralph lauren
    http://www.moncler-coat.us.com/ moncler
    Reply 7/31/2018 8:36 PM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail